{"id":1354,"date":"2008-10-13T23:15:18","date_gmt":"2008-10-14T05:15:18","guid":{"rendered":"http:\/\/brubakers.us\/?p=1354"},"modified":"2008-11-11T18:00:04","modified_gmt":"2008-11-12T00:00:04","slug":"dont-panic-they-say","status":"publish","type":"post","link":"https:\/\/brubakers.us\/?p=1354","title":{"rendered":"Don&#8217;t Panic, They Say"},"content":{"rendered":"<p><a target=\"_blank\" href=\"http:\/\/www.flickr.com\/photos\/ching\/2940097575\/\"  title=\"I'm so glad I'm not retiring tomorrow!\"><img  src=\"http:\/\/farm4.static.flickr.com\/3139\/2940097575_89c95208bc.jpg\" border=\"0\" width=\"498\" alt=\"I'm so glad I'm not retiring tomorrow!\" \/><\/a><\/p>\n<p>It&#8217;s hard not to panic when your &#8220;current value&#8221; line starts dipping below your &#8220;net investment&#8221; line.  Around this time last year, I was still pretty calm.  My 401k had a pretty good rate of return until last year when growth slowed to almost nothing.  At least the &#8220;current value&#8221; was still above the &#8220;net investment&#8221; line and I hadn&#8217;t lost money&#8230; yet.  Now that the blue line is below the yellow, the reality of the crappy economy is sinking in.<\/p>\n<p>Every time I start to freak out, I just remind myself that I&#8217;m not retiring tomorrow.  I&#8217;ve got another 40 years or so to go before retirement (depressing as that might sound, it&#8217;s actually good news in a market like this).  This recession will be a mere blip on the graph looking back 40 years from now.  Or so, I hope.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s hard not to panic when your &#8220;current value&#8221; line starts dipping below your &#8220;net investment&#8221; line. Around this time last year, I was still pretty calm. My 401k had a pretty good rate of return until last year when growth slowed to almost nothing. At least the &#8220;current value&#8221; was still above the &#8220;net [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[107,79,109,2477,2490,110,108],"_links":{"self":[{"href":"https:\/\/brubakers.us\/index.php?rest_route=\/wp\/v2\/posts\/1354"}],"collection":[{"href":"https:\/\/brubakers.us\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/brubakers.us\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/brubakers.us\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/brubakers.us\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1354"}],"version-history":[{"count":4,"href":"https:\/\/brubakers.us\/index.php?rest_route=\/wp\/v2\/posts\/1354\/revisions"}],"predecessor-version":[{"id":1681,"href":"https:\/\/brubakers.us\/index.php?rest_route=\/wp\/v2\/posts\/1354\/revisions\/1681"}],"wp:attachment":[{"href":"https:\/\/brubakers.us\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1354"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/brubakers.us\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1354"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/brubakers.us\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}